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Property Type: Detached HouseOwnership: Freehold
729 WOODHILL DRIVE
Centre Wellington (Fergus), ON N1M3M8
MLS® X14093014
64
Walk Score
42
Bike
$759,900
3 bed2.5 bath6 parking
64
Walk Score
42
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 50 x 100 FT
- Frontage
- 50 feet
R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,412.32
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | — |
| Laundry room | Main level | — |
| Other | Basement | — |
| Bathroom | Main level | — |
| Bedroom 3 | Second level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Family room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
Some properties force you to choose between space to breathe and being able to grab groceries in under five minutes. This two-storey detached home on the north end of Fergus manages to deliver both without compromise. Tucked onto a quiet street where the trees are actually mature-it puts local elementary schools, neighbourhood parks, and amenities within an easy walk. For commuters heading south, Highway 6 sits just around the corner, making a trip down to Guelph take about twenty minutes without requiring a massive logistical blueprint.Inside, the floor plan trades the cramped rooms of older builds for an open, airy flow designed for easy living. The main level features distinct living and family rooms alongside a formal dining space, centered around a clean fireplace that anchors the family room nicely. Key updates across the main floor-including refreshed flooring, trim, windows, and doors-mean your weekends are reserved for relaxing rather than wandering the aisles of a hardware store.Upstairs, the home offers three spacious bedrooms and a bright full four-piece bathroom. The upper landing overlooks the main foyer below, adding a subtle touch of architectural interest to the home's footprint. Downstairs, the unfinished basement is partially framed with stud work to outline a future recreation room, leaving you with great current storage and a head start on whatever layout you eventually dream up.Out back, the property is built for actual downtime. A large deck and built-in hot tub (new in 2026) provide an immediate solution for weekend relaxation, while the attached double garage handles winter parking so you can permanently retire your windshield scraper. It is a solid, thoroughly updated home on a 50-foot lot where you can walk to Walmart for coffee and still feel miles away from the city noise. (id:63161)
Listing Information
- MLS®
- X14093014
- Data last synced
- October 21, 2026
Royal LePage Royal City Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Royal City Realty
MLS® Number: X14093014
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (4)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($50,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$607,920.00
Periodic payment — Principal & Interest (monthly)$3,922.09
Additional monthly expenses (condo fees, tax, utilities, etc.)$367.69
Total monthly cost$4,289.79
Interest paid over 5-yr term$174,231.62
Balance at end of term$546,826.01
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$50,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,496.70
Cash Needed at Closing
Minimum down payment$50,990
Estimated Land Transfer Tax (LTT)$11,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
