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Property Type: Detached HouseOwnership: Freehold
290 WILLIAM Street
Elmira, ON N3B0B5
MLS® 40871728
$759,900
3 bed3.5 bath3 parking2,271 sqftBuilt 2017
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 35 feet
R-5A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,758
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 14'10'' x 24'1'' |
| Office | Basement | 12'8'' x 9'4'' |
| 3pc Ensuite bath | Second level | — |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 14'1'' x 14'7'' |
| Bedroom | Second level | 12'9'' x 10'9'' |
| Bedroom | Second level | 12'10'' x 10'5'' |
| 2pc Bathroom | Main level | — |
| Living room | Main level | 12'2'' x 24'9'' |
| Kitchen | Main level | 12'11'' x 11'10'' |
| Dining room | Main level | 8'8'' x 14'3'' |
Description
Welcome to 290 William Street, in Elmira, where family living meets the space, comfort, and functionality you've been looking for. This beautiful 3+1 bedroom, 3-bathroom home delivers the kind of everyday living that just makes sense. With room to grow, space to entertain, and thoughtful upgrades throughout. Let's start in the kitchen. A showstopper in its own right, featuring a huge island built for everything from morning coffee to hosting friends, plus a large pantry that keeps everything organized and within reach. Rich hardwood flooring brings warmth and character to the main level, while generously sized bedrooms and custom built-in closet systems throughout every closet make organization effortless. Need more room? You've got it. The finished basement takes this home to another level, with an additional bedroom and a spacious recreation room ready for movie nights, game days, overnight guests, or your dream home office. There's even a roughed-in bathroom, giving you the opportunity to add even more functionality and value. Outside, enjoy the convenience of an attached single-car garage, plus three additional storage sheds — one in the backyard and two alongside the garage — giving all those extras a place to go. And then there's the location. Elmira offers that hard-to-find balance of small-town charm and everyday convenience, with schools, parks, churches, and local shops all close by. It's a welcoming, family-friendly community where you can put down roots and truly feel at home. Four bedrooms. Three bathrooms. Flexible living space. Thoughtful upgrades. A location families love. This isn't just a house with room for everyone. It's a home designed for the next chapter. Welcome home to 290 William Street. (id:63159)
Listing Information
- MLS®
- 40871728
- Data last synced
- October 17, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40871728
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$335/sqft
Building average
—
No other active listings in this building
550 - Elmira average
$377/sqft
20 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (2)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($50,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$607,920.00
Periodic payment — Principal & Interest (monthly)$3,922.09
Additional monthly expenses (condo fees, tax, utilities, etc.)$510.50
Total monthly cost$4,432.59
Interest paid over 5-yr term$174,231.62
Balance at end of term$546,826.01
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$50,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,496.70
Cash Needed at Closing
Minimum down payment$50,990
Estimated Land Transfer Tax (LTT)$11,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
