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Property Type: Detached HouseOwnership: Freehold
9 PARK Avenue W
Elmira, ON N3B1K9
MLS® 40852824
$879,000
4 bed2 bath7 parking2,015 sqftBuilt 1909
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.19 acres
- Frontage
- 57 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,095
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 7'5'' x 11'3'' |
| Storage | Basement | 11'2'' x 25'3'' |
| Utility room | Basement | 14'10'' x 17'4'' |
| Recreation room | Basement | 20'5'' x 24'10'' |
| 4pc Bathroom | Second level | 6'9'' x 6'10'' |
| Bedroom | Second level | 10'4'' x 11'7'' |
| Bedroom | Second level | 10'4'' x 12'4'' |
| Primary Bedroom | Second level | 11'7'' x 12'2'' |
| Foyer | Main level | 7'4'' x 10'0'' |
| Bedroom | Main level | 11'10'' x 11'10'' |
| 3pc Bathroom | Main level | 11'1'' x 11'11'' |
| Living room | Main level | 13'5'' x 23'3'' |
| Dining room | Main level | 11'7'' x 14'10'' |
Description
Welcome to one of Elmira's most sought after streets! Located on historic Park Street, just a short walk to downtown shops, restaurants, as well as the recreation centre, this beautifully maintained home offers the perfect blend of character, space, and modern comfort. The heart of the home is the impressive custom kitchen, professionally refinished in 2020. Featuring rich maple cabinetry, Corian and granite countertops, and an abundance of workspace, it's truly a chef's dream and an entertainer's delight. The spacious main floor offers inviting living areas perfect for gathering with family and friends. A thoughtfully designed addition provides a bright family room, a fourth bedroom or home office, and a convenient combined bathroom and laundry room, creating flexibility for today's lifestyle. Step outside to the mature, fully fenced backyard where established trees create a peaceful setting to relax, entertain, or simply enjoy nature from the comfort of home. Upstairs, you'll find three generous bedrooms and a 4 piece bathroom, while the finished basement offers a welcoming rec room with even more space for family, hobbies, or movie nights. The detached garage provides excellent room for storage, a workshop, or your favourite hobbies. Opportunities to own on historic Park Street are rare, don't miss your chance to call this exceptional Elmira property home! (id:63159)
Listing Information
- MLS®
- 40852824
- Data last synced
- September 20, 2026
Flux Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Flux Realty
MLS® Number: 40852824
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$436/sqft
Building average
—
No other active listings in this building
550 - Elmira average
$372/sqft
20 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (3)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($62,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$703,200.00
Periodic payment — Principal & Interest (monthly)$4,536.81
Additional monthly expenses (condo fees, tax, utilities, etc.)$442.25
Total monthly cost$4,979.06
Interest paid over 5-yr term$201,539.14
Balance at end of term$632,530.67
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$62,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,327.83
Cash Needed at Closing
Minimum down payment$62,900
Estimated Land Transfer Tax (LTT)$14,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
