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Property Type: Condo / ApartmentOwnership: Condominium
81 CHURCH Street Unit# 1407
Kitchener, ON N2G4M1
MLS® 40866958
$318,600
2 bed1 bath1 parking985 sqftBuilt 1975
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
SGA-3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $977/mo
- Annual property tax
- $2,235.54
Maintenance Fee Includes
WaterManagementHeat
Also included: Common Area Maintenance, Landscaping, Electricity, Insurance, Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Breakfast | Main level | 7'3'' x 6'0'' |
| Storage | Main level | 7'1'' x 3'2'' |
| 4pc Bathroom | Main level | 9'6'' x 8'0'' |
| Bedroom | Main level | 7'10'' x 15'9'' |
| Primary Bedroom | Main level | 10'1'' x 15'9'' |
| Kitchen | Main level | 7'3'' x 8'0'' |
| Dining room | Main level | 7'8'' x 8'2'' |
| Living room | Main level | 11'1'' x 21'3'' |
Description
Enjoy carefree living in this lovely 2 bedroom unit that has many recent updates and gorgeous views 4 seasons of the year. You'll notice the peaceful feeling as soon as you enter thanks to the recently painted walls and the carpet free space. The beautiful kitchen has a new backsplash and quartz countertops along with updated appliances (2026-Fridge and Stove, 2024 Bosch Dishwasher) and new kitchen flooring (2024). With a functional layout that includes in-suite laundry and a storage room, along with numerous building amenities, we hope you'll feel cozy and pampered living here. For those who enjoy walking, this is a very walkable location. Nearby you'll find the Kitchener Market, Victoria Park, The Museum, The Main Branch of the Kitchener Public Library along with plenty of restaurants and shops. The condo fees include all utilities and underground parking. Amenities include an indoor pool and sauna, a party/meeting/billiards room, a gym, bicycle storage and an outdoor BBQ area. New HVAC heat pump/air installed March 2026. Book your showing today and see if Suite 1407 at Wellington Place might be the next place that you call home! (id:63161)
Listing Information
- MLS®
- 40866958
- Data last synced
- October 24, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40866958
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$323/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$525/sqft
116 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,930) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$254,880.00
Periodic payment — Principal & Interest (monthly)$1,644.40
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,212.00
Total monthly cost$2,856.39
Interest paid over 5-yr term$73,049.34
Balance at end of term$229,265.38
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$15,930
Stress test qualifying rate8.19%
Payment you must qualify for$2,346.82
Cash Needed at Closing
Minimum down payment$15,930
Estimated Land Transfer Tax (LTT)$3,254
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,684
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
