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Property Type: Condo / ApartmentOwnership: Condominium
81 CHURCH Street Unit# 202
Kitchener, ON N2G4M1
MLS® 40866736
$299,900
2 bed1 bath1 parking950 sqftBuilt 1975
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
SGA-3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $977/mo
- Annual property tax
- $2,348
Maintenance Fee Includes
WaterManagementHeat
Also included: Landscaping, Electricity, Insurance, Parking, Residential Manager
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 10'0'' x 18'4'' |
| Laundry room | Main level | 5'7'' x 9'0'' |
| 4pc Bathroom | Main level | — |
| Primary Bedroom | Main level | 10'0'' x 18'9'' |
| Bedroom | Main level | 8'0'' x 18'8'' |
| Dining room | Main level | 8'4'' x 8'4'' |
| Eat in kitchen | Main level | 7'3'' x 16'10'' |
| Foyer | Main level | 7'7'' x 10'0'' |
Description
Conveniently located on the 2nd floor of Wellington Place, this 2 bedroom unit has one of the biggest balconies in the building! Not only does the balcony extend your living space by approximately 430 Sq Ft but the unit boasts 950 Sq Ft which includes a large foyer with closet, dining room, eat-kitchen, 2 large bedrooms and updated four piece bathroom. The laundry room is located in the unit and provides lots of extra storage. An additional storage locker is located in the basement. Updates include bathroom (2021)& dryer (2026). Wellington Place is a well managed condominium with a tight knit community and offers lots of amenities including an indoor pool, exercise room, saunas, party room, landscaped outdoor area with a barbeque, and underground parking. Fantastic location close to downtown Kitchener, Victoria Park, trails, Rockway Golf Course and the expressway. (id:63159)
Listing Information
- MLS®
- 40866736
- Data last synced
- September 29, 2026
PEAK REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: PEAK REALTY LTD.
MLS® Number: 40866736
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$316/sqft
Building average
—
No other active listings in this building
311 - Downtown/Rockway/S. Ward average
$407/sqft
22 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$239,920.00
Periodic payment — Principal & Interest (monthly)$1,547.88
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,220.37
Total monthly cost$2,768.25
Interest paid over 5-yr term$68,761.76
Balance at end of term$215,808.82
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,209.08
Cash Needed at Closing
Minimum down payment$14,995
Estimated Land Transfer Tax (LTT)$2,974
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,469
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
