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Property Type: Detached HouseOwnership: Freehold
151 WOODS STREET
Stratford, ON N5A1M3
MLS® X13849904
$669,900
5 bed2 bath6 parking
Open House
Saturday, October 31
11:00 AM – 12:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 58 x 132 FT
- Frontage
- 58 feet
R1(3)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,561.92 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bedroom 3 | Basement | — |
| Bedroom 4 | Basement | — |
| Bathroom | Basement | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
Description
OPEN HOUSE SAT OCT 31/26 11:00AM to 12:00PM -Imagine a home where you can keep loved ones close while still enjoying a space of your own. Welcome to 151 Woods Street, a welcoming brick bungalow in one of Stratford's sought-after neighborhoods, just two minutes from the hospital and T.J. Dolan walking trails, with downtown's shops and restaurants close by. The three-bedroom main floor offers a comfortable setting for everyday life, whether you're gathering for dinner or settling into the spacious living room. Downstairs, a two-bedroom granny suite with a separate entrance, kitchenette, bathroom and generous living space opens the door to possibilities. It's an inviting setup for aging parents, adult children or multigenerational living, with laundry on each level adding convenience and independence. For those hoping to help offset their mortgage, there's also the potential to live on one level and rent the other, subject to applicable approvals. Outside, colorful gardens and a lovingly landscaped front yard offer a warm welcome, while the detached garage adds practical space for parking and storage. With walking trails nearby and downtown just minutes away, this is a home where you can feel connected to family, to nature and to everything that makes Stratford such a wonderful place to call home. (id:63161)
Listing Information
- MLS®
- X13849904
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
Sutton Group - First Choice Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sutton Group - First Choice Realty Ltd.
MLS® Number: X13849904
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($41,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$535,920.00
Periodic payment — Principal & Interest (monthly)$3,457.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$380.16
Total monthly cost$3,837.73
Interest paid over 5-yr term$153,596.21
Balance at end of term$482,061.77
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,868.65
Cash Needed at Closing
Minimum down payment$41,990
Estimated Land Transfer Tax (LTT)$9,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
