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Property Type: Detached HouseOwnership: Freehold
163 PERTH STREET
Stratford, ON N5A3Y3
MLS® X13684826
$539,900
3 bed2.5 bath3 parking
Open House
Sunday, November 1
1:00 PM – 3:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32 x 114 FT
- Frontage
- 32 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,295 (2026)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Other | Basement | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Family room | Lower level | — |
| Bathroom | Lower level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Furnace | Basement | — |
Description
Welcome home! Located in a wonderful and quiet neighbourhood, this lovely 3 bedroom 2 story house is a great place to call home. Situated in the southeast of Stratford on a 32 by 114 foot lot, this home has plenty of room with 3 nice sized bedrooms and 2 baths. Out front you'll find a wonderful porch for early morning coffee or for a relaxing evening where you can watch the world go by. Main floor has a large combination living/dining room, spacious kitchen and a bonus family room with 2 piece bath, fireplace and sliding doors to the backyard deck. Upstairs you'll find 3 bedrooms and a 4 piece bathroom. The unfinished basement has lots of storage, laundry facilities and potential for additional finished living space. Updates: windows were updated in 2022 (3 pane - 10 year warranty), front porch roof. (id:63161)
Listing Information
- MLS®
- X13684826
- Tax assessment year
- 2026
- Data last synced
- October 28, 2026
Red Brick Real Estate Brokerage Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Red Brick Real Estate Brokerage Ltd.
MLS® Number: X13684826
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.4% ($28,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$431,920.00
Periodic payment — Principal & Interest (monthly)$2,786.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$274.58
Total monthly cost$3,061.18
Interest paid over 5-yr term$123,789.51
Balance at end of term$388,513.44
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$28,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,961.46
Cash Needed at Closing
Minimum down payment$28,990
Estimated Land Transfer Tax (LTT)$7,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
