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Property Type: Detached HouseOwnership: Freehold
66 ELGIN CRESCENT
Stratford, ON N5A3Z3
MLS® X13788252
$595,000
3 bed1 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 52.1 x 115.8 FT
- Frontage
- 52.1 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,558 (2026)
Interior
- Basement
- Finished, Crawl space
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Utility room | Lower level | — |
| Recreational, Games room | Lower level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Sunroom | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bedroom 3 | Upper Level | — |
| Bathroom | Upper Level | — |
| Recreational, Games room | Lower level | — |
Description
Welcome to 66 Elgin Crescent, a 3-bedroom home with plenty of functional living space, convenient access to many of Stratford's recreational amenities, and a fantastic backyard setup that really sets this property apart.The fully fenced and landscaped backyard features an in-ground pool with a concrete surround, slide, diving board and pool shed with electrical. The pool pump was replaced in 2025 and the liner approximately 2021, creating a great setup for summer days at home and entertaining outdoors.Overlooking the pool and backyard is the home's large sunroom addition - a standout space that adds another dimension to the home's living area. With a wood-burning stove and direct access to the backyard, it's a space that can be enjoyed well beyond pool season.Inside, the functional side-split layout offers three bedrooms, original hardwood flooring in portions of the home, and additional living space on the lower level, including a rec room and bar area. Just off the lower-level laundry room is approximately 385 sq. ft. of additional crawl-space storage with a sump pump, providing plenty of room for seasonal items and extra storage.The furnace and central air conditioning were replaced in 2022, and an existing stair lift provides an added accessibility option. The location adds even more convenience, with schools, grocery stores, the Stratford Municipal Golf Course, ball diamonds, recreational playfields and the water park all nearby.With its large sunroom overlooking the pool, fully fenced backyard, flexible living space and additional storage, 66 Elgin Crescent offers fantastic features to enjoy today, along with the opportunity for its next owners to make the home their own. (id:63159)
Listing Information
- MLS®
- X13788252
- Tax assessment year
- 2026
- Data last synced
- September 20, 2026
Royal LePage Hiller Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Hiller Realty
MLS® Number: X13788252
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$476,000.00
Periodic payment — Principal & Interest (monthly)$3,070.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$379.83
Total monthly cost$3,450.82
Interest paid over 5-yr term$136,422.97
Balance at end of term$428,163.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,345.97
Cash Needed at Closing
Minimum down payment$34,500
Estimated Land Transfer Tax (LTT)$8,375
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
