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Property Type: Detached HouseOwnership: Freehold
235 WILLIAM STREET
Stratford, ON N5A4Y2
MLS® X13665642
$1,150,000
3 bed3.5 bath6 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 53.8 x 99 FT
- Frontage
- 53.9 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $9,184
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bathroom | Second level | — |
| Loft | Third level | — |
| Recreational, Games room | Lower level | — |
| Laundry room | Lower level | — |
| Bathroom | Lower level | — |
| Utility room | Lower level | — |
| Living room | Main level | — |
| Office | Lower level | — |
| Office | Lower level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Family room | Main level | — |
Description
Welcome to this beautiful yellow brick century home, ideally situated directly on the scenic Avon River in Stratford, Ontario. With its timeless charm, this 3-bedroom, 3-bathroom residence offers the perfect blend of character, comfort, and modern conveniences. As you step inside, you'll be drawn to the spacious and inviting living areas, including a rear addition that houses a cozy family room with a stunning stone-surround gas fireplace. This area is flooded with natural light and offers breathtaking water views. Step outside to the multi-level deck, which wraps around the home, with access points from both the sunroom and family room perfect for enjoying peaceful river vistas or entertaining guests. The sunroom addition features an an additional fireplace, perfect for cool evenings on the river, and direct access to the rear deck. The second floor boasts 3 spacious bedrooms and a 4-piece bathroom. The finished loft space offers endless possibilities for its new owners. Downstairs, the finished basement features a walk-out directly to the riverfront backyard. This level includes an indoor hot tub and sauna for ultimate relaxation, a third gas fireplace, laundry, and additional rooms perfect for storage or hobbies. Located on the most desirable street in Stratford, this home is within walking distance to downtown, boutique shops, fine dining, and all the amenities you could ask for. Homes like this, in such a sought-after area, rarely come available. Don't miss your chance to own this spectacular piece of Stratford history! (id:63159)
Listing Information
- MLS®
- X13665642
- Data last synced
- September 29, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13665642
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$765.33
Total monthly cost$6,700.86
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$90,000
Stress test qualifying rate8.19%
Payment you must qualify for$8,218.97
Cash Needed at Closing
Minimum down payment$90,000
Estimated Land Transfer Tax (LTT)$19,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
