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Property Type: Detached HouseOwnership: Freehold
204 DELAMERE AVENUE
Stratford, ON N5A4Z5
MLS® X13829822
$1,300,000
4 bed2.5 bath3 parking
Open House
Saturday, October 31
10:30 AM – 12:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 86.9 x 150 FT
- Frontage
- 86.1 feet
R1A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,650 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Heat Pump, Baseboard heaters, Electric, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Workshop | Basement | — |
| Other | Basement | — |
| Other | Basement | — |
| Other | Basement | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Sunroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Third level | — |
Description
Step into the exceptional charm of this century home, where timeless character meets modern living. Situated on an expansive 86.89 X 150 ft lot along one of the city's most desirable streets and within a few minute walk to the Avon river, this property offers an abundance of space, privacy and endless possibilities. From its classic century-home appeal to its modern touches, every element invites you to experience a lifestyle that is effortless. The impressive grounds provide a rare sense of scale and tranquility, creating the perfect setting for entertaining, relaxing, and enjoying the beauty of your own private retreat. This stunning two-and-a-half-story home offers an open-concept main floor with a two-piece bath and French doors to a large deck and backyard. On the second floor, three bedrooms, a three-piece bath and a beautiful sunroom. The attic is a large bedroom with a skylight. There is no garage on the property but plenty of room to build one. A truly special property that blends heritage, character and modern sophistication in a setting that feels warm and welcoming. (id:63161)
Listing Information
- MLS®
- X13829822
- Tax assessment year
- 2025
- Data last synced
- October 28, 2026
RE/MAX A-B Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX A-B Realty Ltd
MLS® Number: X13829822
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($105,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,040,000.00
Periodic payment — Principal & Interest (monthly)$6,709.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$470.83
Total monthly cost$7,180.56
Interest paid over 5-yr term$298,066.99
Balance at end of term$935,483.36
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$105,000
Stress test qualifying rate8.19%
Payment you must qualify for$9,265.72
Cash Needed at Closing
Minimum down payment$105,000
Estimated Land Transfer Tax (LTT)$22,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$128,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
