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Property Type: TownhouseOwnership: Freehold
358 DUFFERIN STREET
Stratford, ON N5A8B3
MLS® X14080072
$519,900
3 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Bungalow
- Stories
- 1
- Lot size
- 30.4 x 128 FT
- Frontage
- 30.4 feet
R3-6H
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,841
Interior
- Basement
- Finished, Walk-up, N/A, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bedroom 3 | Basement | — |
| Recreational, Games room | Basement | — |
| Bathroom | Basement | — |
| Mud room | Basement | — |
Description
Discover the appeal of this inviting freehold bungalow townhome, offering a great blend of comfort, style, and functional living space. The main floor features two bedrooms, granite countertops, updated light fixtures, and a cozy electric fireplace that adds warmth to the living room. The bathroom features heated floors for an added touch of comfort. Downstairs, the finished basement offers a third bedroom, a second bathroom, and additional space for relaxing, entertaining, or accommodating guests. A convenient walk-up provides direct access to the backyard, while the natural light covered patio creates an enjoyable outdoor space to unwind. With a furnace updated in 2024 and the added benefit of freehold ownership, this home is worth a closer look! (id:63161)
Listing Information
- MLS®
- X14080072
- Data last synced
- October 25, 2026
eXp Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: eXp Realty
MLS® Number: X14080072
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$321/sqft
11 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($26,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$415,920.00
Periodic payment — Principal & Interest (monthly)$2,683.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$320.08
Total monthly cost$3,003.46
Interest paid over 5-yr term$119,203.87
Balance at end of term$374,121.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,821.90
Cash Needed at Closing
Minimum down payment$26,990
Estimated Land Transfer Tax (LTT)$6,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
