Loading…
Property Type: TownhouseOwnership: Freehold
354 DUFFERIN STREET
Stratford, ON N5A8B3
MLS® X13621794
$525,000
2 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Bungalow
- Stories
- 1
- Lot size
- 30.4 x 128 FT
- Frontage
- 30.4 feet
R3-6H
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,977 (2025)
Interior
- Basement
- Finished, Walk-up, N/A, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Utility room | Lower level | — |
| Utility room | Lower level | — |
| Kitchen | Main level | — |
| Bathroom | Lower level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Recreational, Games room | Lower level | — |
| Den | Lower level | — |
Description
Enjoy easy, comfortable living in this spacious 2-bedroom, 2-bathroom townhome with attached garage, designed for those who appreciate the convenience of main floor living without compromising on space. Set on a generous lot framed by mature trees, you'll enjoy the perfect balance of sunshine and shade, creating a peaceful outdoor setting for morning coffee, gardening, or simply relaxing. Inside, the bright and inviting layout is filled with natural light, showcasing spacious principal rooms that make entertaining family and friends effortless. The well-appointed kitchen offers an abundance of storage, keeping everything within easy reach while providing plenty of room to prepare your favourite meals. The main floor features both the primary bedroom and laundry, offering everyday convenience and accessibility. Downstairs, the finished basement expands your living space with endless possibilities for a recreation room, hobby area, home office, or guest accommodations, while the walk-up provides direct access to the backyard-perfect for enjoying the outdoors or hosting summer gatherings. Whether you're looking to simplify your lifestyle, downsize without sacrificing comfort, or enjoy a home that's as functional as it is welcoming, this beautiful townhome offers the ideal place to call home. (id:63159)
Listing Information
- MLS®
- X13621794
- Tax assessment year
- 2025
- Data last synced
- October 18, 2026
Home and Company Real Estate Corp Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Home and Company Real Estate Corp Brokerage
MLS® Number: X13621794
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$321/sqft
11 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 100%
Wind ESE 4 km/h
Today
18°
Tonight
6°
Friday
11°
Friday night
0°
Saturday
15°
Saturday night
5°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
13 m away
Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($27,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$420,000.00
Periodic payment — Principal & Interest (monthly)$2,709.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$331.42
Total monthly cost$3,041.11
Interest paid over 5-yr term$120,373.21
Balance at end of term$377,791.36
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,857.49
Cash Needed at Closing
Minimum down payment$27,500
Estimated Land Transfer Tax (LTT)$6,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
