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Property Type: Detached HouseOwnership: Freehold
3745 COUNTY ROAD 112
Stratford, ON N5A6S2
MLS® X13809120
$1,199,999
3 bed3.5 bath8 parking
Open House
Saturday, October 31
12:30 PM – 2:00 PM
Sunday, November 1
1:30 PM – 3:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 127.6 x 233 FT
- Frontage
- 127.7 feet
A 1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,788.98 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | — |
| Other | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Foyer | Main level | — |
| Laundry room | Main level | — |
| Bedroom 2 | Basement | — |
| Utility room | Basement | — |
| Bedroom | Basement | — |
| Other | Basement | — |
Description
Stunning Fully Renovated 1+2 Bedroom Bungalow on the Outskirts of Stratford!Beautifully renovated in 2017, this exceptional bungalow offers quality finishes, extensive upgrades, and thoughtful design throughout. Renovations include new electrical, plumbing, HVAC, exterior-wall foam insulation, custom cabinetry, cultured stone accents, and Hardie fibre-cement siding. Enjoy year-round comfort with 200-amp service, whole-home surge protection, an automatic backup generator, and zoned in-floor hydronic heating.The well-appointed kitchen features custom cabinetry and a gas range, refrigerator with ice/water dispenser, dishwasher, microwave, and beverage fridge. The laundry room includes a washer and natural gas dryer. A basement bedroom was newly upgraded in 2024 with new ceiling and flooring. Additional features include a natural gas furnace, boiler, hot water heater, water softener, built-in water filtration system with dedicated drinking faucet, central vacuum, screwless electrical plates, custom blinds and drapes, keyless entry with app control, automated lighting, and backyard flood lighting.Entertainment is made easy with a built-in 7.1 surround sound home theatre system, Sony LED Smart TV, five-zone audio system, and universal RF remote. Extensive data cabling, remote ExpressVu satellite dish, and provisions for future fibre-optic infrastructure add convenience.The oversized heated garage offers three overhead doors, two with direct-drive openers, plus a humidity-controlled exhaust fan. Outside, enjoy the beautifully landscaped yard, custom planters, and partially covered TimberTech composite deck with natural gas BBQ hookup.Major improvements include a new septic system (2017), drilled well (2003), and paved driveway (2023). A comprehensive security system with internet monitoring and environmental sensors provides added peace of mind. A truly exceptional property combining comfort, efficiency, technology, and quality - just minutes from Stratford! (id:63161)
Listing Information
- MLS®
- X13809120
- Tax assessment year
- 2026
- Data last synced
- October 29, 2026
Sutton Group - First Choice Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sutton Group - First Choice Realty Ltd.
MLS® Number: X13809120
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Stratford average
$393/sqft
28 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
45,195
(2021 Census)
+7.3% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($95,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$959,999.00
Periodic payment — Principal & Interest (monthly)$6,193.59
Additional monthly expenses (condo fees, tax, utilities, etc.)$399.08
Total monthly cost$6,592.67
Interest paid over 5-yr term$275,138.47
Balance at end of term$863,522.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$95,000
Stress test qualifying rate8.19%
Payment you must qualify for$8,567.88
Cash Needed at Closing
Minimum down payment$95,000
Estimated Land Transfer Tax (LTT)$20,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
