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Property Type: Condo / ApartmentOwnership: Condominium
18 - 12 BRIDGEPORT ROAD E
Waterloo, ON N2J2J3
MLS® X13738002
$375,000
3 bed1 bath1 parking
Amenities
Also listed: Recreation Centre
Property Details
Property & Lot
- Sub-type
- Apartment
C8
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $438/mo
- Annual property tax
- $3,451.76 (2026)
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Main level | — |
Description
Welcome to Uptown Waterloo! Amazing location in the heart of popular Uptown Waterloo! This unique loft is ideal for a young family, a young professional working in the city, or as a student rental. It also presents an excellent investment opportunity in a highly desirable Waterloo location. This is the largest 3-bedroom unit in the building, featuring 3 bedrooms, 1 bathroom, and a spacious open-concept common area. Gorgeous hardwood floors throughout make the unit both attractive and easy to maintain. BRAND NEW A/C Unit installed in 2024. TANKLESS Water heater installed 2024,. Conveniently located close to restaurants, schools, public transportation, and numerous amenities, with a high walk score. Additional building amenities include a games room, on-site laundry, and bike storage. Ask the listing agent for a detailed income-versus-cost analysis and more information about the investment potential. (id:63159)
Listing Information
- MLS®
- X13738002
- Tax assessment year
- 2026
- Data last synced
- October 6, 2026
ROYAL LEPAGE ACTION REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE ACTION REALTY
MLS® Number: X13738002
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$300,000.00
Periodic payment — Principal & Interest (monthly)$1,935.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$725.65
Total monthly cost$2,661.14
Interest paid over 5-yr term$85,980.86
Balance at end of term$269,850.97
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,750
Stress test qualifying rate8.19%
Payment you must qualify for$2,762.27
Cash Needed at Closing
Minimum down payment$18,750
Estimated Land Transfer Tax (LTT)$4,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,350
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
