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Property Type: Condo / ApartmentOwnership: Condominium
1105 - 128 KING STREET N
Waterloo, ON N2J2X9
MLS® X13139212
$349,000
2 bed1 bath0 parking
Amenities
GymConciergeVisitor Parking
Also listed: Storage - Locker, Recreation Centre, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
MR25
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $320/mo
- Annual property tax
- $3,713
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Den | Main level | — |
Description
POWER OF SALE - Being Sold "Where Is, As Is". Welcome to Unit 1105 at 128 King Street North, a stylish condo in a sought-after luxury building in the heart of Waterloo. Perfect for students, young professionals, couples, or investors, this thoughtfully designed unit offers over 650 sq. ft. of functional living space, featuring one spacious bedroom plus a versatile den (ideal as a second bedroom or home office) and a modern 4-piece bathroom. Freshly painted throughout, the unit presents a bright and inviting atmosphere, enhanced by floor-to-ceiling windows that flood the space with natural light and showcase expansive views. The open-concept layout is complemented by a contemporary kitchen equipped with stainless steel appliances, a large island, and ample storage, making it perfect for both everyday living and entertaining. Step out onto the private balcony to relax and enjoy the vibrant city surroundings. Residents enjoy access to an impressive selection of amenities, including a fully equipped fitness and yoga studio, games room, meeting rooms, study space, visitor parking, secure bike storage, and EV charging stations, all within a secure, well-managed building. The unit also includes one locker for additional storage. Ideally located just steps from Wilfrid Laurier University and the University of Waterloo, as well as restaurants, cafés, parks, shopping, and public transit, this property offers unmatched convenience and strong rental demand. An excellent opportunity to enter the condo market or secure a high-demand investment in one of Waterloo's most vibrant communities. Unit has been LEASED (X12715482 $1,800/month). (id:63159)
Listing Information
- MLS®
- X13139212
- Data last synced
- September 15, 2026
GET SOLD REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: GET SOLD REALTY INC.
MLS® Number: X13139212
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$279,200.00
Periodic payment — Principal & Interest (monthly)$1,801.30
Additional monthly expenses (condo fees, tax, utilities, etc.)$629.42
Total monthly cost$2,430.72
Interest paid over 5-yr term$80,019.52
Balance at end of term$251,141.30
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,450
Stress test qualifying rate8.19%
Payment you must qualify for$2,570.75
Cash Needed at Closing
Minimum down payment$17,450
Estimated Land Transfer Tax (LTT)$3,710
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,660
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
