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Property Type: Condo / ApartmentOwnership: Condominium
803 - 128 KING STREET N
Waterloo, ON N2J2X9
MLS® X14011096
$344,990
2 bed1 bath1 parking
Amenities
GymConciergeVisitor Parking
Also listed: Storage - Locker, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $434/mo
- Annual property tax
- $4,196.52
Maintenance Fee Includes
Heat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Ground level | — |
| Dining room | Ground level | — |
| Living room | Ground level | — |
| Bedroom | Ground level | — |
| Den | Ground level | — |
Description
Welcome To One28 Condos! This Bright & Modern 1-Bedroom + Den Suite Offers An Incredible Ownership Or Investment Opportunity In The Heart Of Waterloo. Featuring 9-Ft Ceilings & A Sun-Filled, Open-Concept Layout. The Spacious & Versatile Den Is The Perfect Home Office Or Study Area. Step Out To Your Private Balcony To Enjoy Clear, Unobstructed Views. Fully Equipped With Sleek Stainless Steel Appliances & Convenient In-Suite Laundry. Rare Offering With 1 Underground Parking Spot & 1 Storage Locker Included! Residents Enjoy Premium Building Amenities: State-Of-The-Art Fitness Centre, Yoga Studio, Steam Room, Party/Study Rooms, 24/7 Security & An Outdoor Terrace With BBQs. Unbeatable Location-Steps To The ION LRT, Uptown Waterloo, University Of Waterloo, Wilfrid Laurier & The Tech Park. Turn-Key & Move-In Ready! (id:63159)
Listing Information
- MLS®
- X14011096
- Data last synced
- October 19, 2026
RE/MAX GOLD REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX GOLD REALTY INC.
MLS® Number: X14011096
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$275,992.00
Periodic payment — Principal & Interest (monthly)$1,780.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$783.31
Total monthly cost$2,563.92
Interest paid over 5-yr term$79,100.10
Balance at end of term$248,255.70
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,250
Stress test qualifying rate8.19%
Payment you must qualify for$2,541.21
Cash Needed at Closing
Minimum down payment$17,250
Estimated Land Transfer Tax (LTT)$3,650
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,399
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
