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Property Type: Condo / ApartmentOwnership: Condominium
907 - 128 KING STREET N
Waterloo, ON N2J0E9
MLS® X13769016
$299,000
2 bed1 bath0 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Multi-level
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $356/mo
- Annual property tax
- $3,699
Maintenance Fee Includes
Heat
Also included: Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Den | Main level | — |
Description
This bright 1-Bedroom + Den, 1-Bath suite delivers open-concept living crowned by a south-facing balcony with sweeping, unobstructed views. Step inside to a smart foyer and an upgraded L-shaped kitchen showcasing full-height cabinetry, quartz counters & backsplash, full-size stainless-steel appliances, and a double sink. The kitchen flows seamlessly into an oversized living/dining area, perfect for entertaining or quiet study. Floor-to-ceiling windows flood the primary bedroom with natural light, while the versatile den easily converts to a second sleeping space or an ideal home office. A chic four-piece bath sits steps from the in-suite laundry for ultimate convenience. Residents enjoy 24-hr concierge service, a fully equipped gym and yoga studio, party & media room, rooftop terrace with BBQs, EV charging stations, and secure bike parking. Please note: this unit is offered without parking or locker and is currently tenant-occupied, providing turnkey income potential for investors or a stylish future home. (id:63159)
Listing Information
- MLS®
- X13769016
- Data last synced
- September 22, 2026
NEW ERA REAL ESTATE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: NEW ERA REAL ESTATE
MLS® Number: X13769016
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$664.00
Total monthly cost$2,207.24
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,202.45
Cash Needed at Closing
Minimum down payment$14,950
Estimated Land Transfer Tax (LTT)$2,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,410
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
