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Property Type: TownhouseOwnership: Condominium
22 - 435 WINCHESTER DRIVE
Waterloo, ON N2T0B7
MLS® X13709552
$900,000
2 bed4 full, 4 half bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
G
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $617/mo
- Annual property tax
- $8,111.22
Maintenance Fee Includes
Water
Also included: Parking
Interior
- Basement
- Finished, Full
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Other | Second level | — |
| Other | Second level | — |
| Dining room | Main level | — |
| Bathroom | Basement | — |
| Cold room | Basement | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
Description
DISCOVER LIFE IN THE VILLAGE. A rare executive townhome with over 3,100 sqft. of beautifully finished living space, offering privacy and convenience in a quiet enclave ideal for retirees, or busy professionals. The home makes a strong first impression with its attached double garage and meticulous curb appeal. Inside, you're greeted by an open concept main floor with a bright kitchen featuring granite countertops and ample cabinetry, a welcoming dining area and a living room with a cozy gas fireplace. Large windows fill the space with natural light and provide clear views of McCrae Park. A convenient 2 piece bathroom completes this level. Upstairs, a versatile family room provides additional living space or a dedicated office. The primary bedroom includes a walk-in closet and a luxurious 5 piece ensuite. The second bedroom also features its own walk-in closet and a 4 piece ensuite. The laundry room completes the upper level. The fully finished basement offers a large recreation room and a full 4 piece bathroom. Outside, enjoy a private patio area with a gas BBQ hookup. Living in Beechwood means enjoying one of Waterloo's most desirable and peaceful neighbourhoods, with nearby amenities, top rated schools and quick access to Uptown Waterloo. Homes in The Village rarely come to market, so this is an opportunity not to be missed. (id:63159)
Listing Information
- MLS®
- X13709552
- Data last synced
- September 15, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13709552
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($65,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$720,000.00
Periodic payment — Principal & Interest (monthly)$4,645.20
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,293.12
Total monthly cost$5,938.31
Interest paid over 5-yr term$206,354.07
Balance at end of term$647,642.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$65,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,474.37
Cash Needed at Closing
Minimum down payment$65,000
Estimated Land Transfer Tax (LTT)$14,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
