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Property Type: TownhouseOwnership: FreeholdRECENTLY LISTED
427 BEAVER CREEK ROAD
Waterloo, ON N1V2J8
MLS® X14107780
46
Walk Score
36
Transit
60
Bike
$599,000
3 bed3.5 bath3 parking
46
Walk Score
36
Transit
60
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 22 x 108.1 FT ; irregular
- Frontage
- 22 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,083
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Partial bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 427 Beaver Creek Road, set in one of Waterloo's most sought-after family neighbourhoods, overlooking Laurel Creek Conservation Area and within the desirable Laurelwood school district. This executive townhouse is attached to the neighbouring home on one side and connected only at the garage on the other, offering the privacy and natural light of a semi-detached home.Natural hard sugar maple flooring extends throughout the main level, leading to a fully renovated kitchen with quartz countertops, a full-height backsplash, and high-end stainless steel appliances. Pot lights, upgraded fixtures, California shutters throughout, and fresh paint create a welcoming, move-in-ready home.Vinyl flooring continues up the staircase and throughout the second level. The spacious primary bedroom features pot lights, dual closets, and a three-piece ensuite. Two additional generous bedrooms and a four-piece bathroom complete the upper floor.Outside, a mature shade tree, mulched garden beds, and an exposed aggregate walkway create an inviting approach to the covered front porch. The fully fenced backyard offers a covered patio with exposed aggregate concrete and an overhead skylight, providing a bright, sheltered space for relaxing or entertaining.Notable updates include a furnace installed in 2022 with warranty coverage to 2042, an owned hot water tank and water softener installed in 2022, a roof replaced in 2017, vinyl windows and doors, and an EV-capable electrical panel. An attached garage and private driveway add everyday convenience.Enjoy easy access to Laurel Creek trails, the University of Waterloo, Wilfrid Laurier University, The Boardwalk, and Highway 85. (id:63161)
Listing Information
- MLS®
- X14107780
- Data last synced
- October 23, 2026
EXECUTIVE REAL ESTATE SERVICES LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXECUTIVE REAL ESTATE SERVICES LTD.
MLS® Number: X14107780
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$362/sqft
90 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
40 m away
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$340.25
Total monthly cost$3,431.89
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.89
Cash Needed at Closing
Minimum down payment$34,900
Estimated Land Transfer Tax (LTT)$8,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
