Loading…
Property Type: Condo / ApartmentOwnership: Condominium
611 - 145 COLUMBIA STREET W
Waterloo, ON N2L0K7
MLS® X13484680
$459,444
2 bed1 bath1 parking
Amenities
GymConcierge
Also listed: Recreation Centre, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $343/mo
- Annual property tax
- $2,646.96
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Living room | Main level | — |
| Den | Flat | — |
Description
This stylish 1 Plus Den suite for two offers modern finishes and a bright open-concept layout, ideally located just minutes from the University of Waterloo and Laurier University. Residents enjoy exceptional amenities, including concierge service, a fully equipped fitness centre, sauna, games room, private theatre, and study lounges. Perfect for students, young professionals, or investors seeking a blend of convenience, comfort, and upscale living. *PARKING SPACE INCLUDED** (id:63159)
Listing Information
- MLS®
- X13484680
- Data last synced
- September 15, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13484680
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,972) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$367,555.00
Periodic payment — Principal & Interest (monthly)$2,371.34
Additional monthly expenses (condo fees, tax, utilities, etc.)$563.18
Total monthly cost$2,934.52
Interest paid over 5-yr term$105,342.32
Balance at end of term$330,616.91
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,972
Stress test qualifying rate8.19%
Payment you must qualify for$3,384.29
Cash Needed at Closing
Minimum down payment$22,972
Estimated Land Transfer Tax (LTT)$5,664
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,136
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
