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Property Type: Detached HouseOwnership: Freehold
240 ST ANN AVENUE
Wilmot, ON N0B2L0
MLS® X13764364
$969,000
3 bed4.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 92.4 x 190 FT
- Frontage
- 92.4 feet
R
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,859 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bedroom 2 | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Basement | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Living room | Main level | — |
| Office | Main level | — |
| Bathroom | Second level | — |
Description
COUNTRY PRIVACY MINUTES FROM THE CITY! Welcome to this spacious 2-storey home nestled in the prestigious community of St. Agatha, set on a generous 1/3-acre lot offering peace, privacy, and plenty of room to enjoy the outdoors. Featuring 3 bedrooms, 4 bathrooms, and a fully finished basement with bonus room, this home offers exceptional space for family living and entertaining. Enjoy peace of mind with updated mechanical systems and an on-demand Generac generator. The insulated double-car garage features a convenient 220V plug, perfect for added functionality. If you're looking for the tranquility and privacy of country living without sacrificing the convenience of being just minutes from the city, this property checks all the boxes. Don't miss this rare opportunity to enjoy the best of both worlds in sought-after St. Agatha! (id:63161)
Listing Information
- MLS®
- X13764364
- Tax assessment year
- 2025
- Data last synced
- October 26, 2026
Bosley Real Estate Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Bosley Real Estate Ltd.
MLS® Number: X13764364
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Stratford
8°C
Fog
Humidity 99%
Wind ENE 3 km/h
Tonight
8°
Thursday
20°
Thursday night
5°
Friday
12°
Friday night
0°
Saturday
15°
Source: Environment and Climate Change Canada.
Population
22,398
(2021 Census)
+3.9% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($71,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$775,200.00
Periodic payment — Principal & Interest (monthly)$5,001.33
Additional monthly expenses (condo fees, tax, utilities, etc.)$488.25
Total monthly cost$5,489.58
Interest paid over 5-yr term$222,174.55
Balance at end of term$697,294.91
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$71,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,955.88
Cash Needed at Closing
Minimum down payment$71,900
Estimated Land Transfer Tax (LTT)$15,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$89,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
