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Property Type: Detached HouseOwnership: Freehold
28 DEBBY CRESCENT
Brantford, ON N3R7A4
MLS® X13808024
$599,985
3 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 31 x 100 FT
- Frontage
- 31 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,796
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Family room | Ground level | — |
| Kitchen | Ground level | — |
| Dining room | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Great room | Basement | — |
| Exercise room | Basement | — |
Description
Don't miss your chance to secure this immaculate, move-in ready freehold Semi in desirable location in Brantford. With 3 bedrooms, 1.5 + 1 baths, Over 2000 sqft of finished living space, laundry and ample storage. Enjoy the fully fenced backyard and perfect for entertaining or relaxing deck. Recent updates include Brand new washrooms, brand new high end hardwood flooring, brand new tiles all over the bathrooms and powder room. offering peace of mind for years to come, this home is the perfect blend of comfort, convenience, and community living. All appliances in the kitchen are couple of years old. The main floor features a stunning renovated kitchen (2023) with white cabinetry, quartz counters, fence and deck (2024), gutter and sofit (2023), basement (2024), new hardwood flooring, custom stairs and railings, upgraded windows and sliding doors (2023), driveway (2025), new washer and dryer (2025). Could be purchased including all furniture. Please attach Schedule B to all offers.Brokerage Remarks (id:63159)
Listing Information
- MLS®
- X13808024
- Data last synced
- September 22, 2026
INTERNATIONAL REALTY FIRM, INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: INTERNATIONAL REALTY FIRM, INC.
MLS® Number: X13808024
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,999) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,988.00
Periodic payment — Principal & Interest (monthly)$3,096.72
Additional monthly expenses (condo fees, tax, utilities, etc.)$233.00
Total monthly cost$3,329.72
Interest paid over 5-yr term$137,565.94
Balance at end of term$431,750.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,999
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.76
Cash Needed at Closing
Minimum down payment$34,999
Estimated Land Transfer Tax (LTT)$8,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,973
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
