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Property Type: Detached HouseOwnership: Freehold
435 HIGHWAY 54 Road
Brantford, ON N3T5L9
MLS® 40868265
$659,000
3 bed1 bath10 parking1,307 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1.5
- Frontage
- 117 feet
RR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,904.84
Interior
- Basement
- Unfinished, Full
- Heating
- Stove, Forced air
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 12'0'' x 13'4'' |
| Bedroom | Second level | 13'3'' x 22'5'' |
| Bedroom | Main level | 13'0'' x 8'11'' |
| 4pc Bathroom | Main level | 14'11'' x 7'6'' |
| Other | Main level | 12'11'' x 12'2'' |
| Kitchen | Main level | 21'4'' x 13'3'' |
| Living room | Main level | 14'3'' x 26'6'' |
Description
In a prime location just south of Brantford and with easy connections to Highway 403, this rural property with tons of private parking is perfect for the commuter. The substantial 350+ ft deep lot that hides from public view is well designed for commercial/agricultural uses including equipment storage, automotive parking, landscaping operations and countless other small business needs, or just plenty of room for recreation and leisure. The home sits perched on a hill and boasts 3 bedrooms, wood burning stove, main floor laundry and an open eat-in kitchen with island. A patio door to the recently rebuilt 20X14 rear deck with panoramic farmland views add to the peaceful serenity. (id:63159)
Listing Information
- MLS®
- 40868265
- Data last synced
- October 2, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40868265
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$504/sqft
Building average
—
No other active listings in this building
2124 - Middleport/Onondaga average
$412/sqft
2 active listing(s)
Parking: 10 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$527,200.00
Periodic payment — Principal & Interest (monthly)$3,401.32
Additional monthly expenses (condo fees, tax, utilities, etc.)$390.40
Total monthly cost$3,791.72
Interest paid over 5-yr term$151,097.04
Balance at end of term$474,218.11
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,792.59
Cash Needed at Closing
Minimum down payment$40,900
Estimated Land Transfer Tax (LTT)$9,655
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,055
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
