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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
97 QUEEN STREET
Brantford, ON N3T3C1
MLS® X14122128
90
Walk Score
64
Bike
$374,900
4 bed2 bath2 parking
90
Walk Score
64
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 25.2 x 78.1 FT
- Frontage
- 25.2 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,381.63 (2026)
Interior
- Basement
- Unfinished, Partial, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Family room | Main level | — |
| Primary Bedroom | Main level | — |
| Laundry room | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
Welcome to 97 Queen Street, a four-bedroom, two-bathroom detached home offering character and convenience in the heart of Brantford. Located close to Wilfrid Laurier University and the downtown core, this property puts shopping, dining and public transit nearby-an appealing option for buyers seeking a central location, parents purchasing for a university student, or investors exploring their next opportunity. Four bedrooms provide flexibility for family living, guests or a dedicated home office. An unfinished partial basement with a separate entrance offers additional storage space, while the front porch adds a welcoming touch. Updates include a new roof in September 2026 and a water heater replaced with a tankless water heater in 2022. With its versatile space and proximity to downtown amenities, 97 Queen Street is an opportunity to make your next move in an established Brantford neighbourhood. (Some photos have been virtually staged.) (id:63161)
Listing Information
- MLS®
- X14122128
- Tax assessment year
- 2026
- Data last synced
- October 28, 2026
REVEL REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REVEL REALTY INC.
MLS® Number: X14122128
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($18,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$299,920.00
Periodic payment — Principal & Interest (monthly)$1,934.98
Additional monthly expenses (condo fees, tax, utilities, etc.)$281.80
Total monthly cost$2,216.78
Interest paid over 5-yr term$85,957.93
Balance at end of term$269,779.01
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$18,745
Stress test qualifying rate8.19%
Payment you must qualify for$2,761.53
Cash Needed at Closing
Minimum down payment$18,745
Estimated Land Transfer Tax (LTT)$4,099
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,344
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
