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Property Type: Condo / ApartmentOwnership: Condominium
307 - 275 LARCH STREET
Waterloo, ON N2L3R2
MLS® X13818772
$469,900
2 bed2 bath1 parking
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $570/mo
- Annual property tax
- $3,179.62
Maintenance Fee Includes
Also included: Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bedroom | Main level | — |
| Den | Main level | — |
Description
excellent opportunity to own a bright and spacious 1 + 1 unit in the heart of Waterloo.This unit is within walking distance to schools and all local amenities. It also features a large balcony and includes one parking spot. (id:63159)
Listing Information
- MLS®
- X13818772
- Data last synced
- September 24, 2026
RE/MAX ALL-STARS REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ALL-STARS REALTY INC.
MLS® Number: X13818772
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$375,920.00
Periodic payment — Principal & Interest (monthly)$2,425.31
Additional monthly expenses (condo fees, tax, utilities, etc.)$835.36
Total monthly cost$3,260.67
Interest paid over 5-yr term$107,739.75
Balance at end of term$338,141.26
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,461.31
Cash Needed at Closing
Minimum down payment$23,495
Estimated Land Transfer Tax (LTT)$5,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,868
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
