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Property Type: Condo / ApartmentOwnership: Condominium
507 - 275 LARCH STREET
Waterloo, ON N2L3R2
MLS® X13818390
$469,900
2 bed2 bath1 parking
Property Details
Property & Lot
- Sub-type
- Apartment
NMU6
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $570/mo
- Annual property tax
- $3,179.62
Maintenance Fee Includes
Also included: Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Other | — |
| Dining room | Other | — |
| Bedroom | Other | — |
| Bedroom 2 | Other | — |
| Dining room | Other | — |
Description
Welcome to this bright and spacious 2-bedroom, 2-bathroom condo in the heart of Waterloo, just steps from the University of Waterloo and Wilfrid Laurier University. This well-appointed unit features large windows throughout, filling the space with natural light, along with ensuite laundry and a private balcony for added comfort and convenience. The primary bedroom includes its own private ensuite bathroom, offering an ideal layout for students, professionals, or investors. Complete with a parking space and located within walking distance to shopping, restaurants, transit, and all essential amenities, this is an exceptional opportunity to own in one of Waterloo's most desirable locations. (id:63159)
Listing Information
- MLS®
- X13818390
- Data last synced
- September 24, 2026
RE/MAX ALL-STARS REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ALL-STARS REALTY INC.
MLS® Number: X13818390
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$375,920.00
Periodic payment — Principal & Interest (monthly)$2,425.31
Additional monthly expenses (condo fees, tax, utilities, etc.)$835.36
Total monthly cost$3,260.67
Interest paid over 5-yr term$107,739.75
Balance at end of term$338,141.26
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,461.31
Cash Needed at Closing
Minimum down payment$23,495
Estimated Land Transfer Tax (LTT)$5,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,868
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
