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Property Type: Condo / ApartmentOwnership: Condominium
G105 - 275 LARCH STREET
Waterloo, ON N2L3R2
MLS® X13462260
$449,000
1 bed2 bath1 parking
Amenities
Also listed: Storage - Locker
Property Details
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $544/mo
- Annual property tax
- $2,800
Maintenance Fee Includes
WaterHeat
Also included: Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Den | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
Description
Welcome to Unit G105 at 275 Larch Street, a fully furnished 1 bedroom + spacious enclosed den, 2 bathroom condo in the heart of Waterloo's highly sought after University District. Offering 860 sq. ft. of bright, modern living space, this turnkey unit features soaring ceilings, oversized windows, quartz countertops, stainless steel appliances, in suite laundry, and durable flooring throughout. The spacious enclosed den provides exceptional flexibility for a home office, study area, guest space, or additional living area. Thoughtfully furnished with two beds, a sofa, TV, dining set, and storage pieces, this move in ready condo is ideal for first time buyers, parents looking to invest for their student, or investors seeking a low maintenance property in a prime rental location. Building amenities include a fitness centre, yoga studio, rooftop terrace, secure bike storage, and visitor parking. Located just steps from Wilfrid Laurier University, the University of Waterloo, Conestoga College, the ION LRT, restaurants, shopping, and everyday amenities, this property offers unbeatable convenience and long term appeal. Condo fees include water, heat, parking, building insurance, and maintenance, helping to simplify ownership. A fantastic opportunity to own in one of Waterloo's most desirable and consistently in demand neighbourhoods. (id:63159)
Listing Information
- MLS®
- X13462260
- Data last synced
- October 20, 2026
SHAW REALTY GROUP INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SHAW REALTY GROUP INC.
MLS® Number: X13462260
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$777.33
Total monthly cost$3,094.77
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,450
Stress test qualifying rate8.19%
Payment you must qualify for$3,307.36
Cash Needed at Closing
Minimum down payment$22,450
Estimated Land Transfer Tax (LTT)$5,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,405
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
