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Property Type: Condo / ApartmentOwnership: Condominium
N206 - 330 PHILLIP STREET
Waterloo, ON N2L3W9
MLS® X13855700
$389,900
2 bed1 bath0 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
Residential
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $304/mo
- Annual property tax
- $3,329
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Ground level | — |
| Kitchen | Ground level | — |
| Primary Bedroom | Ground level | — |
| Den | Ground level | — |
| Dining room | Ground level | — |
Description
Icon 330 modern 1 Bedroom + Den condominium located directly across from the University of Waterloo and Wilfrid Laurier University. Features an urban, furnished layout ideal for students, young professionals, and investors. Enjoy premium amenities including a fitness centre, yoga studio, sauna, study lounges, games room, basketball court, rooftop patio, and Wi-Fi throughout the building. Equipped with granite countertops, stainless steel fridge, stove, dishwasher, microwave, and in-suite washer and dryer. New washer and over-the-range microwave. 24/7 security and excellent property management make this an outstanding investment opportunity for premium student living. Currently leased for $2100/month, vacant possession can be provided. (id:63159)
Listing Information
- MLS®
- X13855700
- Data last synced
- October 3, 2026
SAVE MAX REAL ESTATE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SAVE MAX REAL ESTATE INC.
MLS® Number: X13855700
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: Not indicatedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (condo fees, tax, utilities, etc.)$581.29
Total monthly cost$2,593.69
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,872.02
Cash Needed at Closing
Minimum down payment$19,495
Estimated Land Transfer Tax (LTT)$4,324
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,319
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
