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Property Type: Condo / ApartmentOwnership: Condominium
S1906 - 330 PHILLIP STREET
Waterloo, ON N2L3W9
MLS® X14099016
75
Walk Score
69
Transit
94
Bike
$459,900
2 bed1 bath1 parking
75
Walk Score
69
Transit
94
Bike
Amenities
Gym
Also listed: Storage - Locker, Recreation Centre, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $414/mo
- Annual property tax
- $3,666
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Impeccably maintained 2 Bedroom Condo in Impeecable building. Excellent Location In Waterloo!! 554 Sq Ft Spacious Full of Natural LIght Condo!! Open Concept Layout!! Amazing View To The North!! Just Across The University Of Waterloo!! One Locker, Ensuite Laundry, Low Maintenance Fee And Close To School, Park, Plaza, Banks, Univeristy, Transit, Go Transit And All Other Amenitites. Fabulous Modern Building With All 5 Star Facilities. (id:63161)
Listing Information
- MLS®
- X14099016
- Data last synced
- October 23, 2026
HOMELIFE SUPERSTARS REAL ESTATE LIMITED
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE SUPERSTARS REAL ESTATE LIMITED
MLS® Number: X14099016
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$367,920.00
Periodic payment — Principal & Interest (monthly)$2,373.69
Additional monthly expenses (condo fees, tax, utilities, etc.)$719.50
Total monthly cost$3,093.19
Interest paid over 5-yr term$105,446.93
Balance at end of term$330,945.23
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,387.65
Cash Needed at Closing
Minimum down payment$22,995
Estimated Land Transfer Tax (LTT)$5,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,168
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
