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Property Type: Condo / ApartmentOwnership: Condominium
1002 - 330 PHILLIP STREET S
Waterloo, ON N2L3W9
MLS® X13747900
$589,000
3 bed2 bath1 parking
Amenities
GymVisitor Parking
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $581/mo
- Annual property tax
- $4,626.2
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Den | Main level | — |
Description
Experience one of Waterloo's largest and most dynamic modern living developments. This ICON 330 -South building-10th floor spacious unit has 3 BEDROOMS, 1 EXCLUSIVE Owned GARAGE PARKING SPOT, 1 Storage LOCKER. Amazing sunset views from most windows and All bedrooms have windows. The bedrooms are fully furnished for your convenience. The sleek, modern kitchen is equipped with quartz countertops, stainless steel appliances, ample cabinetry, and a stylish island . The spacious living room has a fabulous view with floor to ceiling windows. In-suite laundry is a bonus! Experience the benefits of living at ICON with everything you could ever need located under one roof. Fully equipped games room, state of the art gym, Yoga studio, basketball court, Social lounge, Theatre, Rooftop patio, Private meeting rooms and business centre. Concierge and 24 hour security. The bonus of living on the 10th floor is that you have access to all the elevators and can easily walk to amenities and to the North building. This is a prime opportunity for investors or parents of WLU/UW students-live in one room and rent out the other 2 bedrooms plus a rentable parking spot! You will be impressed with Elevated Student Living at the ICON 330 (id:63159)
Listing Information
- MLS®
- X13747900
- Data last synced
- September 15, 2026
ROYAL LEPAGE FLOWER CITY REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE FLOWER CITY REALTY
MLS® Number: X13747900
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Waterloo average
$476/sqft
185 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
126,356
(2021 Census)
+15.5% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($33,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$471,200.00
Periodic payment — Principal & Interest (monthly)$3,040.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$966.89
Total monthly cost$4,006.91
Interest paid over 5-yr term$135,047.27
Balance at end of term$423,845.92
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$33,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,304.10
Cash Needed at Closing
Minimum down payment$33,900
Estimated Land Transfer Tax (LTT)$8,255
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,655
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
